Do you care for your elderly parents? If so, you could be eligible for Carer’s Allowance. This is a government benefit that supports people who provide unpaid care. Caring for your parents can be very rewarding, but it can also place a strain on your finances.
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Many adult children wonder if they can be compensated for the countless hours that they spend caregiving for their aging parents. This is especially true with those family members who are caring for a loved one with Alzheimer’s or another form of dementia. The short answer to this question is yes, it is possible.
Some organisations have their own systems for identifying carers and disabled people. If evidence is required, you may be able to use a disability benefit award letter, Carer’s Allowance award letter or Blue Badge letter as proof of your caring role.
Retirement social security will not pay a caregiver directly. However, depending on your earnings amount through your working lifetime, and when you decide to take your social security income, you may make enough to pay for a caregiver.
Medicare (government health insurance for people age 65 and older) does not pay for long-term care services, such as in-home care and adult day services, whether or not such services are provided by a direct care worker or a family member.
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Typically, the daily rate for most home care agencies ranges from $200 to about $350 per day. This, of course, is dependent on the cost of living within your given region as well as the amount of specialized care that you need as a client.
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Carers should not smoke in service users’ homes. Workers must not be intoxicated or consume alcohol while on duty. Carers can’t take another person into a service user’s home. If they feel the circumstances are exceptional, they’ll need to get written permission from their manager to do so.
A carer is anyone, including children and adults who looks after a family member, partner or friend who needs help because of their illness, frailty, disability, a mental health problem or an addiction and cannot cope without their support. The care they give is unpaid.
Contact the social services department of the council covering the area where the person you care for lives. You may be able to do this online through the council’s website. Tell them you’re a carer and ask them to carry out a carer’s assessment for you.